Mortgage & Real Estate
FHA Loan Calculator
Calculate FHA loan monthly payments including mandatory MIP (Mortgage Insurance Premium) for government-backed loans.
Input Parameters
Results
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Total Monthly Payment
Principal & Interest
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Annual MIP (monthly)
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Upfront MIP (1.75%)
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About FHA Loans
FHA loans require as little as 3.5% down payment. They include an Upfront MIP of 1.75% and an Annual MIP of ~0.55% (varies by LTV and term). MIP is required for the life of the loan if down payment is less than 10%.