Future Value Calculator
Calculate the future value of a present sum or series of payments with compound interest growth.
Input Parameters
Results
Future Value (FV)
Future value shows how much your money will be worth at a future date given a specific interest rate and time period. Compound interest accelerates growth significantly over longer periods — this is the power of compounding.
What is the Future Value Calculator?
The Future Value (FV) Calculator is a fundamental financial modeling tool. It predicts the exact future worth of a lump sum of cash invested today, assuming a steady rate of return over a set period of time.
How It Works (Algorithm)
The tool utilizes the core Time Value of Money equation. By inputting the Present Value ($PV$) and compounding it by the interest rate ($r$) over a specific number of periods ($n$), it isolates the future cash value on the timeline.
$$ FV = PV \times (1 + r)^n $$
The definitive equation for forward-projecting cash flows.
How to Use It
Enter the lump sum amount you possess today. Input your expected annualized rate of return, and the number of years you plan to leave it invested. The calculator will output the final future value of that cash.